Services

End-to-end financial defense for your business.

Whether you need a skilled negotiator on the phone with your creditors, a lawyer in the courtroom defending a lawsuit, or both — we are the one firm you call.

How we work

Two tracks, one team

Every service below can run on the non-legal track, the legal track, or a combination of the two. We pick the path that resolves your case for the least cost and the lowest risk.

Non-legal track

Direct negotiation & restructuring

Our negotiators contact your creditors, present your hardship case, and work out settlements, payment plans, or consolidation directly. No litigation, lower cost, often faster.

  • Best when creditors are willing to engage
  • No retainer for unused legal services
  • Typically resolves in 30–180 days
Legal track

In-house attorney representation

When a creditor sues, files a confession of judgment, or refuses to negotiate in good faith, our attorneys take over. Same team, same case file, no new firm.

  • Required for active lawsuits and judgments
  • Bankruptcy counsel when it serves the business
  • Asset and operational protection
Service 01

Business debt resolution

We take over communication with your creditors and work to reduce your overall obligations, restructure payment schedules, and stop aggressive collection action — across MCAs, business loans, lines of credit, vendor debt, and more.

  • Settlement negotiationReduce lump-sum payoff amounts with creditors who would rather settle than pursue collections.
  • Payment restructuringLower monthly burden through extended terms or interest concessions that preserve cash flow.
  • Creditor communicationWe become the point of contact. The calls and letters stop coming to you and your staff.
  • Hardship documentationWe prepare the financial case that makes creditors willing to discuss real concessions.
Service 02

MCA relief

Merchant cash advances start as a fast funding option and end as a daily ACH that strangles your business. We restructure, consolidate, or challenge MCAs to give your cash flow room to breathe.

  • Reconciliation requestsForce MCA funders to adjust daily debits based on actual revenue — as the contract often requires.
  • MCA consolidationCombine multiple stacked advances into a single, manageable structure.
  • Usury & disguised-loan reviewMany MCAs cross the line into illegal loans. Our attorneys can challenge them on those grounds.
  • Bank-account protectionStrategies to stop unauthorized debits and protect your operating account while we negotiate.
Service 03

Lawsuit defense

When a creditor escalates to litigation, our in-house attorneys defend your business. Same team, same case file — no scrambling to find and brief a separate law firm under deadline.

  • Answer & active defenseTimely response, affirmative defenses, and counterclaim review on any creditor suit.
  • Settlement under litigationMost suits resolve before trial. We push for terms that actually let your business keep operating.
  • Personal guarantee defenseWhen a creditor comes after the owner personally, we defend both the business and the guarantor.
  • Judgment & collection defenseBank levies, garnishments, and asset seizures challenged through every appropriate channel.
Additional services

Specialized support for higher-stakes situations

COJ challenges

Confessions of judgment can be devastating — but they're also vulnerable to challenge on multiple grounds. We act fast when a COJ is filed against your business.

UCC lien defense

Improper or duplicate UCC filings can choke your access to capital. We get them released, amended, or contested where the underlying claim doesn't support them.

Bankruptcy counsel

When it's the right tool — and only then — our attorneys advise on Chapter 7, 11 (including Subchapter V), and 13 filings, with a focus on continuity of operations.

Creditor cease & desist

If creditors are calling you, your staff, or your customers, we put them on notice — and document any continued contact for use in your case.

Pre-default planning

If you see trouble coming but aren't there yet, we map options before your back is against the wall. The earlier you plan, the more leverage you have.

Owner / guarantor protection

Most business debt comes with personal guarantees. We defend the business and the people behind it as one engagement, not two.

Not sure which service you need?

That's exactly what the free case review is for. Tell us what's happening, and we'll tell you which track (or combination) makes sense for your business.

Get a free case review See how it works